Anthem Blue Cross Blue Shield is one of the major health insurance providers in the United States. Along with medical coverage, many Anthem plans may also offer fitness and wellness benefits that help members stay active, reduce health risks, and improve overall wellbeing.
Anthem does not usually operate its own gym chain. Instead, eligible members may get access to fitness programs through partner networks such as SilverSneakers, Active&Fit Direct, and other wellness discount programs. Depending on your health plan, this can mean free gym access, discounted gym memberships, virtual workouts, fitness classes, and wellness coaching.
If you have an Anthem Blue Cross Blue Shield plan, this guide explains the estimated Anthem BCBS gym membership prices in the USA, how the programs work, what gyms may be included, and what to check before signing up.
What Is the Anthem Blue Cross Blue Shield Gym Program?
Anthem Blue Cross Blue Shield gym benefits are not tied to one specific gym. Instead, Anthem members may receive access to fitness networks based on their insurance plan.
The most common fitness options may include:
Program
Best For
Cost
SilverSneakers
Eligible Medicare members, usually age 65+
Often free with eligible plans
Active&Fit Direct
Anthem members who want discounted gym access
Around $25/month plus setup fee
Fitness Discounts
Members looking for wellness service savings
Discount varies
Virtual Fitness Programs
At-home workout users
Free or discounted depending on plan
These benefits are plan-dependent, meaning not every Anthem member automatically receives the same gym discount.
Anthem BCBS Gym Membership Price List
Anthem gym membership prices depend on your insurance plan, state, ZIP code, program eligibility, and participating gym network.
May be available through wellness discount networks
Note: These are estimated prices. Actual costs can vary based on your Anthem plan, location, and the fitness program available to you.
SilverSneakers Through Anthem Blue Cross Blue Shield
SilverSneakers is one of the most popular fitness benefits for Medicare-eligible members. If your Anthem Medicare Advantage plan includes SilverSneakers, you may get access to participating gyms at no extra monthly cost.
SilverSneakers may include:
Gym access at participating locations
Senior-friendly fitness classes
Strength and balance workouts
Yoga and stretching classes
Water aerobics at selected gyms
Online fitness videos
Community wellness events
At-home workout options
This program is especially useful for older adults who want to stay active, improve mobility, and maintain strength.
Active&Fit Direct Through Anthem BCBS
Active&Fit Direct is another fitness program that may be available to Anthem members. It is usually designed for adults who want discounted access to gyms and fitness centers.
Active&Fit Direct may include:
Access to participating gyms
Discounted monthly pricing
No long-term gym contract at many locations
Online workout videos
Fitness tracking support
Access to national and local gym networks
Estimated cost: around $25 per month, plus a possible one-time setup fee.
This can be a good option if your Anthem plan does not include free gym access but still offers a discounted fitness benefit.
Anthem Gym Partner Services
Anthem fitness partners may offer several health and wellness services depending on your plan and location.
Service
Description
Gym Access
Use participating fitness centers in your area
Group Fitness Classes
Yoga, Zumba, Pilates, Tai Chi, Aqua Fit, cycling, and strength classes
Virtual Workouts
On-demand fitness videos for home workouts
Fitness Coaching
Health or exercise coaching, depending on plan
Weight Management Support
Tools, education, and programs for healthier habits
Nutrition Counseling
Diet and wellness guidance through selected plans
Massage Discounts
Savings through approved wellness partners
Chiropractic Discounts
Reduced rates through participating provider networks
Not every benefit is available with every plan, so always check your Anthem member portal.
Popular Gyms That May Participate
Anthem fitness programs may include access to national gym chains, local gyms, YMCAs, and independent fitness centers.
Participating gyms may include:
Gym / Fitness Center
Availability
Planet Fitness
Varies by ZIP code and program
LA Fitness
Varies by location
Anytime Fitness
Participating clubs only
Snap Fitness
Participating clubs only
YMCA
Many locations may participate
Gold’s Gym
Depends on area
24 Hour Fitness
Participating locations only
Local Fitness Centers
May be included in your network
Independent Studios
Yoga, Pilates, and wellness studios may vary
Availability depends on your ZIP code, Anthem plan, and the fitness program you qualify for.
How to Check If Your Anthem Plan Includes Gym Benefits
To find out whether your Anthem Blue Cross Blue Shield plan includes gym benefits, follow these steps:
Log in to your Anthem member account.
Search for “fitness,” “wellness,” “SilverSneakers,” or “Active&Fit.”
Check your plan benefits section.
Enter your ZIP code to find nearby participating gyms.
Call Anthem member services if you cannot find the benefit online.
Contact the gym before visiting to confirm participation.
Do not assume every gym in the chain accepts your fitness benefit. Participation can vary by location.
Who Can Get Free Gym Membership With Anthem?
You may qualify for free gym access if your Anthem Medicare Advantage plan includes SilverSneakers or a similar wellness fitness benefit.
Free gym access is most commonly available to:
Eligible Medicare Advantage members
Seniors enrolled in certain Anthem plans
Members with specific wellness benefits
Members in areas where SilverSneakers is included
If you are not eligible for SilverSneakers, you may still qualify for discounted gym access through Active&Fit Direct or another wellness program.
Anthem Gym Benefits for Seniors
Anthem gym benefits can be especially valuable for seniors because many Medicare plans focus on preventive care and healthy aging.
Senior fitness benefits may help with:
Balance
Strength
Mobility
Flexibility
Heart health
Social connection
Fall prevention
Weight management
Joint-friendly workouts
SilverSneakers classes are usually designed to be beginner-friendly and senior-friendly.
Anthem Virtual Fitness Options
Many Anthem fitness benefits also include virtual workout options. This is helpful if you prefer to exercise at home or do not live near a participating gym.
Virtual fitness options may include:
On-demand workout videos
Beginner workouts
Yoga and stretching
Strength training
Cardio classes
Balance classes
Wellness education
Online fitness challenges
Virtual workouts are useful for seniors, busy workers, remote employees, and people who want flexible fitness support.
Is Anthem Gym Membership Really Free?
It depends on your plan.
If your Anthem plan includes SilverSneakers, gym access may be free at participating locations. If your plan includes Active&Fit Direct, you may pay a discounted monthly fee, often around $25 per month, plus a possible setup fee.
Program
Free or Paid?
SilverSneakers
Usually free with eligible Medicare plans
Active&Fit Direct
Usually paid at a discounted monthly rate
Gym Partner Discounts
Discounted, not free
Personal Training
Usually paid separately
Virtual Workouts
May be free or discounted
Always check your plan before joining because benefits vary.
Benefits of Anthem Blue Cross Blue Shield Gym Programs
Anthem fitness benefits may help members save money while improving health.
Main benefits include:
Lower gym membership cost
Free gym access for eligible seniors
Access to many participating fitness centers
Group exercise classes
Virtual workout options
Wellness coaching in some plans
Discounts on fitness and recovery services
Support for weight management
Better access to preventive health programs
These benefits can make fitness more affordable for people who already have an Anthem plan.
Things to Check Before Using Anthem Gym Benefits
Before signing up for a gym through Anthem, ask these questions:
Question
Why It Matters
Does my Anthem plan include SilverSneakers?
May give free gym access
Do I qualify for Active&Fit Direct?
May give discounted gym access
Is there a setup fee?
Helps avoid surprise costs
Which gyms near me participate?
Availability depends on ZIP code
Can I use more than one gym?
Some programs allow multi-gym access
Are classes included?
Benefits vary by location
Are virtual workouts included?
Useful for at-home fitness
Is personal training discounted?
May help reduce extra costs
Can I cancel anytime?
Important for Active&Fit users
Does my benefit renew yearly?
Plan benefits can change each year
FAQs About Anthem Blue Cross Blue Shield Gym Membership
1. Does Anthem Blue Cross Blue Shield offer free gym membership?
Yes, some Anthem plans may include free gym access through programs like SilverSneakers. This is usually available with eligible Medicare Advantage plans.
2. How much does Anthem gym membership cost?
The cost depends on your plan. SilverSneakers may be free for eligible members. Active&Fit Direct may cost around $25 per month, plus a possible setup fee.
3. What is SilverSneakers?
SilverSneakers is a fitness program for eligible Medicare members. It may include gym access, group classes, online workouts, and senior-friendly fitness programs.
4. What is Active&Fit Direct?
Active&Fit Direct is a discounted fitness membership program that may give Anthem members access to participating gyms for a low monthly fee.
5. Can I use my Anthem plan at any gym?
No. You can only use your fitness benefit at gyms that participate in your specific program, such as SilverSneakers or Active&Fit Direct.
6. How do I find participating gyms?
Log in to your Anthem member portal or the fitness program website and search by ZIP code. You can also call member services for help.
7. Does Anthem cover Planet Fitness?
Some Planet Fitness locations may participate in Anthem fitness programs, but availability depends on your ZIP code and plan.
8. Does Anthem cover LA Fitness?
Some LA Fitness locations may be available through partner fitness networks, but participation varies by location.
9. Are YMCA locations included?
Many YMCA locations may participate in SilverSneakers or other fitness programs, but you should confirm with your local YMCA first.
10. Are virtual workouts included?
Yes, many fitness programs connected to Anthem offer virtual workout videos or online classes.
11. Does Anthem pay for personal training?
Personal training is usually not fully covered. Some plans or partner networks may offer discounts.
12. Does Anthem offer nutrition counseling?
Some Anthem plans may include nutrition counseling, wellness coaching, or discounted nutrition support. Coverage depends on your specific plan.
13. Can seniors get free gym access with Anthem?
Yes, seniors with eligible Anthem Medicare plans may receive free gym access through SilverSneakers or similar programs.
14. Is there a contract for Active&Fit Direct?
Active&Fit Direct is usually more flexible than a regular gym contract, but you should check the current terms before enrolling.
15. Can I use multiple gyms with Anthem fitness benefits?
Some programs may allow access to more than one participating gym. Rules depend on the program and plan.
Final Thoughts
Anthem Blue Cross Blue Shield may help members save money on fitness through programs like SilverSneakers, Active&Fit Direct, and partner wellness discounts. For eligible Medicare members, gym access may be free. For other members, discounted gym access may be available for around $25 per month, depending on the plan.
Before joining any gym, log in to your Anthem member account, check your benefits, search by ZIP code, and confirm participation with the gym directly. This helps you avoid surprise charges and ensures your fitness benefit actually works at your preferred location.
